Police targeting ATM scammers throughout country -- Eastern European crime syndicates are exploiting Australian ATM machines to steal customer details and cash. What are the solutions and what can customers do to to lower their risks of being scammed? ... (more)
Aussies repaying more on cards than they're spending, RBA says -- More Australians may seem to be paying with plastic than ever before, but they are sure to pay off more of their credit card debt each month and are often opting for their debit card at the checkout. ... (more)
Credit card skimming scam nets millions -- McDonald's customers in Perth have been exposed to a sophisticated credit card skimming scam that is costing Australians millions. ... (more)
Proposed Privacy Act revision draws criticism -- A proposal that would expand the amount of information that lenders can see about prospective borrowers is causing a lot of debate throughout Australia. ... (more)
Cashless lunches come to Australian schools -- Australian schools are leading the way in adopting a range of cashless alternatives to pay for canteen lunches. You also won't have to worry that your child stops for a burger instead of ordering that tuna and salad sandwich you agreed on. ... (more)
NAB slashes credit card fees -- Good news on account and credit card fees from NAB fires up the competitive nature of the Big Four banks. Is there a catch, and if you're with one of the other Big Four banks, can you still nab a bargain on fees? ... (more)
American Express ad campaign aims for image change -- A new American Express campaign is making sure everyone, everyday can enjoy the benefits of their unrivalled rewards program. They're also busting the myths about their secretive surcharges and the threat that you'll be turned away at the door. ... (more)
Credit card fraud booming in Australia -- Credit card fraud in Australia is a growing concern for consumers and retailers. While new technology is set to increase security, there are new breaches arriving from offshore. ... (more)
Virgin, Citi partner on credit cards and more -- With Virgin's new partnership with Citi, Virgin head Richard Branson expects to be able to secure 13-14 percent of the market share for credit cards, putting Virgin in the league of the big four banks. ... (more)
Aussie airlines accused of credit card fee gouging -- Choice has accused Qantas and Tiger Airways of fee gouging when it comes to credit card transaction fees, but the airlines say their sometimes 500 percent profits from the fees are the cost of doing business. ... (more)
Got Qantas miles? Now you've got more options -- Few things are more exciting than the rush of taking off on an exciting holiday - something that does comes close is the rush you feel when you see all those points your credit card has accumulated. So, how can you make the two work together? ... (more)
Credit card use falls in July -- The Reserve Bank reported credit card usage fell in July 2009, but is this a sign of a lack of consumer confidence or is it simply a hangover effect from the giddy highs we saw in June? ... (more)
Credit card users stick to their own bank's ATMs -- ATM fees can add up to a substantial amount when you check your credit or debit card statements at the end of each month. Therefore it is no surprise that Australians have heeded the warnings of foreign ATMs to avoid the new $2 rival fee. ... (more)
Aussie banks warming to Twitter -- You probably have a Facebook account, but is your bank one of your top friends? How about your Twitter follower list -- Are the tweets of your bank or credit card supplier tagged so you don't miss their broadcasts? ... (more)
Aussies mad about credit card interest rates -- The Reserve Bank has kept official interest rates on hold at 3 percent for the last six months. Understandably, credit card customers are wondering when their own rate cuts will arrive. ... (more)
Reserve Bank to keep regulating bank fees -- No one likes seeing fees on their credit card statements. While financial institutions are making improvements, the Reserve Bank will continue to regulate bank fees for your protection. ... (more)
Credit card applications falling -- The number of credit card applications filed in Australia have fallen significantly recently, according to data from Veda Advantage. Does this mean Aussies are getting smarter with their money? ... (more)
5 mistakes small businesses make with credit cards -- Accepting credit card payments effectively and securely in your small business can allow you to attract more customers and ensure their prompt payments, giving your business a chance to grow. Don't make these 5 common mistakes. ... (more)
Credit card use jumped in June, Reserve Bank says -- A report released by the Reserve Bank of Australia (RBA), shows an increase in Australians' credit card usage of 9.2 percent over the previous month, bringing credit card spending in June to $19.4 billion. ... (more)
ID theft: what you can do to protect yourself -- While identity theft is a major concern for every Australian, there is no reason to give up the convenience of credit card payments. Simply pay attention and keep your personal details safe. ... (more)
How to maximize cash back rewards -- What's the best way to use your cash back rewards card? We give you some quick, easy steps that can help you get the most out of that plastic. ... (more)
How to maximize airline rewards -- If you already use credit cards that have airline rewards, or you are thinking of getting one, then you'll want to know how to get the best value for your money. We can help. ... (more)
Top Aussie banks slashing fees -- With growing pressure from consumer groups and new government legislation, three of the big four banks have slashed, or are planning to slash, their penalty fees in 2009. ... (more)
Public official suspected of massive credit card abuse -- While most of us are worried about paying for our own credit cards, it appears that Australians should also be concerned about how our public officials are using, or misusing, their professional ones. ... (more)
7-11 giving contactless payments a try -- Credit card payments are safe and easy for many Australians, but the use of contactless credit cards will also make purchases faster than ever. Now, 7-11 is taking the plunge into contactless payments. ... (more)
Travelling abroad? Tell your credit card issuer -- People planning to use their credit cards abroad should make sure their issuer knows that they are going overseas, so they don't find their credit cards blocked. ... (more)
What's on your credit report? -- Your credit report is your financial fingerprint. Be sure that it all adds up, or you could end up paying for someone else's mistakes or misdoings. ... (more)
Watch your mail for possible ID theft -- In such an electronically advanced age, we can become blase about the mail, but identity thieves aren't. Here's what you need to know to protect your mail, and your identity, from fraud. ... (more)
Can credit repair companies really help? -- Before you resign yourself to a high interest loan or more fees, have a credit repair agency check and restore the accuracy of your credit report. But remember: They can't fix everything! ... (more)
How to cancel a credit card -- Cancelling a credit card involves more than just cutting up the card. Closing your account the wrong way can actually damage your credit score. Here are some things to consider before you impulsively cancel a credit card. ... (more)
Your voice can be your PIN or password -- Every credit card and bank account has its own unique PIN for security. But what if that security and privacy could be increased even more, without you having to remember a single PIN or password? ... (more)
Credit vs. debit in Australia: a brief history -- While credit cards seem to be the most popular payment method in Australia, they are still fighting strong competition from Australia's debit cards. ... (more)
Recession hits credit card spending in Australia -- Australia hasn't been immune to the global economic recession. However, what the future holds in store for Australians' credit card spending habits will depend on the duration of this downturn. ... (more)
5 terrible credit card mistakes -- Credit cards are a safe and easy way to make purchases. However, in the current recession, it is more important than ever to know the five most detrimental credit card mistakes you can make. ... (more)
Getting your credit report and credit score -- Your credit report and score are used by banks, money lenders, credit card companies and even employers, so you had better keep yourself apprised of that information. But how do you get it? ... (more)
Take your own credit card stress test -- If you have a credit card, then it might be a good idea to create your own stress test to ensure you can make payments on it, even if your financial outlook sours in the future. ... (more)
Know yourself when choosing between cash back, points -- Credit card holders gain incentives through cash-back rewards programs and accrued travel miles that go toward airfare discounts. While both carry benefits, it's worthwhile to take a closer look at what kind of deals card holders truly get. ... (more)
Visa, MasterCard and the rest -- What's the difference? -- Visa, MasterCard and American Express are commonly used worldwide, but which is the best for you? With so many credit cards accepted all over the world, sometimes it's hard to know which ones to sign up for. ... (more)
What's a credit score, and why should you care? -- Your credit score is your financial reputation, and your financial reputation is the key to a successful future. Your credit score gauges just how well you manage your credit card debt. ... (more)
What's the best type of credit card for you? -- There are so many different types of credit cards out there, it can be very confusing to know which one would suit your needs best. However, if you know a little about some of the extra features of these cards, it can help you better make a decision. ... (more)
How many credit cards do you need? -- Deciding how many credit cards you need can be difficult, especially if you have never used credit cards before. Depending on your lifestyle, the number of credit cards you should have will vary. ... (more)
Be cautious with balance transfers -- When loaded with credit card debt, it would seem a smart move to consider a balance transfer to a new card. But is this necessarily the best option for you? ... (more)
Traveling overseas? Think before using your plastic -- Planning for your overseas trip is complicated enough without wondering which credit cards you should use. Most Australian banks offer credit cards, but which of these credit cards is right for you? ... (more)
Stopping the revolving door of credit card debt -- Consumer debt creeps up on people without much notice. Similar to how a person must form a new relationship with food in order to lose weight, those in credit card debt must form a new relationship with money to become debt free. Here's how you can do it. ... (more)
Maximise your credit card rewards program -- It is important to have a strategy for leveraging your
household spending to ensure that you are getting the most value possible from your rewards credit card. CreditCards.com can help. ... (more)
Credit card users can take steps to protect themselves from ID theft -- Consumers are right to be concerned about identity theft. This growing problem threatens their bank accounts and credit rating and can also result in the loss of time for victims working to recover from having their data stolen. But there are ways to protect yourself. ... (more)
You might have credit card problems if... -- If you see yourself described in any of these warning signs, you might want to consider a little financial makeover so you can begin living without the albatross of credit card debt in the coming years. ... (more)
Five steps to eliminate credit card debt -- Credit card is an unfortunate fact of life in Australia. Experts say there are five steps to becoming debt free. Learn more from CreditCards.com. ... (more)
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