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Credit card and debit card statistics for Australia and the world

By Matt Schulz

This page contains credit card statistics for Australia and other nations around the world -- including statistics on credit card debt, credit card delinquencies, credit scores, credit card interest rates, bankruptcies and more -- compiled by the Australia.CreditCards.com staff. Statistics on this page will be updated regularly as we receive new or updated credit card data. 

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Below is a list of the various categories of statistics on this page. Click the link for more information.

Australia

Worldwide

Individual nations

AUSTRALIA

  • There were an estimated 36 million debit cards and 15 million credit cards in circulation in Australia as of November 2011. (Source: Reserve Bank of Australia, January 2012)
  • Reserve Bank of Australia "figures show mortgage, credit card and personal loan debts now stand at $1.2 trillion, up 71 per cent from just five years ago and equating to $56,000 for every man, woman and child in the country." (Source: Sydney Morning Herald, December 2009)
  • Debit card ATM withdrawals per account dropped 6.3 per cent in 2009 to 2.39 a month last year. That's compared with 2.55 in the previous year and 2.62 in 2006. (Source: The Australian, January 2010)
  • Australia’s total rate of cheque and payment card fraud has risen to 9 cents for every $1,000 of payments, up from 7 cents. (Source: Australian Payments Clearing Association, December 2009)
  • Australians spent roughly $21 billion on credit and charge cards in November 2011. (Source: Reserve Bank of Australia, January 2012)
  • The average credit card account balance was $3,333 in November 2011. (Source: Reserve Bank of Australia, January 2012)
  • Total credit and charge card balances outstanding stood just over $50 billion in November 2011. (Source: Reserve Bank of Australia, January 2012)

WORLDWIDE DATA

Outstanding national credit card balances, in billions.
(Note: All figures are in U.S. dollars.)
US - $775.0
UK - $87.5
Canada - $73.9
Australia - $40.4
(Source: USA Today, December 2009)

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INDIVIDUAL NATION DATA
Brazil

  • There were an estimated 233 million debit cards and 191 million credit cards in circulation in Brazil in 2009. (Source: Euromonitor International, January 2010)
  • Between 2004 and 2007, the number of credit cards in Brazil more than doubled. (Source: CompaniesandMarkets.com, December 2008)

Canada

  • There were an estimated 37 million debit cards and 72 million credit cards in circulation in Canada in 2009. (Source: Euromonitor International, January 2010)
  • Total outstanding credit-card debt hit $78 billion in September, up from $76 billion in September 2008, according to Equifax Canada. (Source: Toronto Star, December 2009)
  • Ninety-day credit card delinquencies jumped 53 per cent between September 2008 and September 2009, hitting $3.6 billion. Among major cities, Toronto has the nation's highest delinquency rate (2.14 per cent) in October. The average national rate is 1.67 per cent. (Source: Toronto Star, December 2009)
  • Canadians spent almost $267 billion on their cards in 2008. (Source: Toronto Star, December 2009)

China

  • There were an estimated 1.8 billion debit cards and 199 million credit cards in circulation in China in 2009. (Source: Euromonitor International, January 2010)
  • In China, growth in the number of credit cards averaged just over 23% from 2004 to 2007, and then surged to nearly 93% in the first half of 2008. (Source: CompaniesandMarkets.com, December 2008)


France

  • There were an estimated 78 million debit cards and 34 million credit cards in circulation in France in 2009. (Source: Euromonitor International, January 2010)


Germany

  • There were an estimated 91 million debit cards and 4 million credit cards in circulation in Germany in 2009. (Source: Euromonitor International, January 2010)


India

  • There were an estimated 130 million debit cards and 24 million credit cards in circulation in India in 2009. (Source: Euromonitor International, January 2010)
  • Between 2004 and 2007, outstanding credit card debt in India tripled. (Source: CompaniesandMarkets.com, December 2008)


Indonesia

  • There were an estimated 39 million debit cards and 10 million credit cards in circulation in Indonesia in 2009. (Source: Euromonitor International, January 2010)


Israel

  • There were an estimated 160,000 debit cards and 6 million credit cards in circulation in Israel in 2009. (Source: Euromonitor International, January 2010)


Japan

  • There were an estimated 427 million debit cards and 346 million credit cards in circulation in Japan in 2009. (Source: Euromonitor International, January 2010)


Mexico

  • There were an estimated 12 million debit cards and 26 million credit cards in circulation in Mexico in 2009. (Source: Euromonitor International, January 2010)
  • Between 2004 and 2007, the number of credit cards in Mexico more than doubled. (Source: CompaniesandMarkets.com, December 2008)

 
Poland

  • Between 2004 and 2007, the number of cards in circulation in Poland tripled. (Source: CompaniesandMarkets.com, December 2008)

 
The Philippines

  • There were an estimated 33 million debit cards and 8 million credit cards in circulation in The Philippines in 2009. (Source: Euromonitor International, January 2010)


Russia

  • There were an estimated 119 million debit cards and 10 million credit cards in circulation in Russia in 2009. (Source: Euromonitor International, January 2010)


Saudi Arabia

  • There were an estimated 22 million debit cards and 3 million credit cards in circulation in Saudi Arabia in 2009. (Source: Euromonitor International, January 2010)


South Korea

  • There were an estimated 66 million debit cards and 96 million credit cards in circulation in South Korea in 2009. (Source: Euromonitor International, January 2010)
  • The nation's credit card spending saw double digit growth for the fifth straight year. The Credit Finance Association said card spending hit 332.7 trillion won in 2009, up nearly 11 percent from '08. (Source: Korea Times, January 2010)
  • Statistics showed that plastic is quickly replacing cash in everyday transactions. In private consumption, payment using cards took only 5.6 percent of total expenditure in 1990. This rose to 45.7 percent in 2002, and marked 50.1 percent in 2008." (Source: Korea Times, January 2010)


Spain

  • There were an estimated 31 million debit cards and 18 million credit cards in circulation in Spain in 2009. (Source: Euromonitor International, January 2010)


Thailand

  • There were an estimated 29 million debit cards and 14 million credit cards in circulation in Thailand in 2009. (Source: Euromonitor International, January 2010)


Turkey

  • There were an estimated 63 million debit cards and 45 million credit cards in circulation in Turkey in 2009. (Source: Euromonitor International, January 2010)


United Kingdom

  • There were an estimated 80 million debit cards in circulation in the U.K in 2009. (Source: Euromonitor International, January 2010)
  • There were 60.7 million cards in circulation at the end of November 2009. 69 percent of which had a balance outstanding. (Source: British Bankers Association, January 2010)
  • One in 12 households in London (or 8 per cent) have used credit cards to pay their mortgage or rent in the last 12 months. Across Great Britain, 6 per cent of households did the same, equivalent to more than one million people.(Source: Shelter Media Centre, January 2010)
  • Outstanding credit card balances stood at £63.5 billion in November 2009. That's higher than the previous month but nearly £3 billion lower than a year earlier. (Source: British Bankers Association, January 2010)


United States

  • There were an estimated 488 million debit cards and 686 million credit cards in circulation in the United States in 2009. (Source: Euromonitor International, January 2010)


Venezuela

  • There were an estimated 12 million debit cards and 6 million credit cards in circulation in Venezuela in 2009. (Source: Euromonitor International, January 2010)


Vietnam

  • There were an estimated 15 million debit cards and 2 million credit cards in circulation in Vietnam in 2009. (Source: Euromonitor International, January 2010)

Updated: January 13, 2012

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